Privacy Policy

Last updated: October 2026

Fred Livai Financial ("we") respects your privacy. This policy explains what this digital business card collects.

Information you give us

If you use the "Not Sure Where to Start?" form, we collect your first and last name, email, phone number, the service you're interested in, and how you'd like to be contacted. We use this only to respond to your request.

The Business Credit consultation form also collects business status and, optionally, business name, service interest and your general inquiry. With your contact permission, our office uses these details to review your needs and follow up about the program, pricing and next steps. Inquiries are stored securely and may be forwarded to our configured customer management service. Submission does not enroll you or collect payment.

What we don't collect here

This page never asks for Social Security numbers, ID documents, account numbers, or credit monitoring passwords. Those are handled only through our secure client intake system after you become a client.

Previous AI conversations

AI chat is no longer available on this card. Previously saved conversations remain private and subject to their original expiration period. Contact our office to request deletion. Chat contents are never sent to Meta or optional website statistics.

Marketing

Submitting the form does not sign you up for marketing messages. We will contact you about your request using your preferred method.

Usage statistics

Optional website statistics use a random browser ID to count visits, button actions and successful inquiries. Where consent is required, statistics stay off until accepted; elsewhere they respect your choices and applicable opt-outs. No form contents are included in usage events. Eligible inquiry counts use this browser ID, separate from contact information.

Advertising measurement and Meta

Website statistics: anonymous browser ID, page visits and button actions stored by Fred Livai Financial. Advertising: permitted page activity, browser/device information and cookie identifiers shared with Meta for ad measurement and optimization only after dataset review. No contact details, financial information, insurance details or chat messages are shared with Meta. Reject or change choices in Cookie settings at any time.

Meta Pixel 640356223468558 is prepared but transmission is paused pending verification of this financial-services dataset's restrictions. Financial-service interests and inquiry conversions are kept in our own reporting, not sent to Meta. We do not enable audience targeting through this installation.

Your choices

Use Cookie settings at the bottom of any public page to accept, reject or withdraw separate website-statistics and advertising choices. Rejection is as easy as acceptance. Global Privacy Control and Do Not Track stop optional tracking. We record the anonymous visitor reference, country, time, choices and notice version; later withdrawal preserves earlier consent evidence. Notice 2026-10-24-v1 is the text shown above. Previously blocked actions are never replayed after acceptance.

Sharing

We may store your request in our customer management system to follow up with you. We do not sell your information.

Contact

Questions or requests to delete your information: fred@fredlivai.com or 510-883-8203.